As a graphic designer, convenience is key when it comes to managing finances. That's why I've been using LinkAja as my go-to e-wallet for all my transactions, from online shopping to bill payments. One of the easiest ways to top up my LinkAja balance is through BNI's mobile banking app. In this review, I'll be sharing with you my experience and tips on how to top up LinkAja via BNI mobile banking.
Before we dive into the details, let me give you a brief background on LinkAja and BNI mobile banking. LinkAja is a mobile wallet service provided by PT Fintek Karya Nusantara, a subsidiary of Telkom Indonesia. It allows users to make transactions such as bill payments, money transfers, and online shopping. Meanwhile, BNI mobile banking is an app provided by Bank Negara Indonesia (BNI) that allows customers to perform banking transactions through their mobile devices.
Top Up LinkAja via BNI Mobile Banking
Step 1: Register for BNI Mobile Banking
If you haven't registered for BNI mobile banking yet, you can do so by visiting any BNI branch. You'll need to bring your ID card, BNI account number, and a phone number that is registered with BNI. After registering, download the BNI mobile banking app from Google Play Store or App Store.
Step 2: Link Your LinkAja Account
Once you've registered for BNI mobile banking and downloaded the app, you can link your LinkAja account to your BNI account. To do this, open the BNI mobile banking app and go to the "LinkAja" menu. Enter your LinkAja phone number, then verify the OTP code sent to your phone. Your LinkAja account is now linked to your BNI account.
Step 3: Top Up Your LinkAja Account
To top up your LinkAja account via BNI mobile banking, go to the "Transfer" menu and select "Other BNI Account". Enter the LinkAja virtual account number (VA) as the destination account number. The VA number can be found in your LinkAja app under the "Top Up" menu. Enter the desired amount and transaction code (optional), then confirm the transaction. Your LinkAja balance will be updated immediately.
Top Up LinkAja via BNI Internet Banking
Step 1: Register for BNI Internet Banking
If you prefer to use BNI internet banking instead of the mobile app, you can register for it by visiting any BNI branch. You'll need to bring your ID card, BNI account number, and a phone number that is registered with BNI. After registering, visit BNI internet banking website (ibank.bni.co.id) and login using your user ID and password.
Step 2: Link Your LinkAja Account
To link your LinkAja account to your BNI internet banking, go to the "LinkAja" menu and click on "LinkAja Account". Enter your LinkAja phone number, then verify the OTP code sent to your phone. Your LinkAja account is now linked to your BNI internet banking account.
Step 3: Top Up Your LinkAja Account
To top up your LinkAja account via BNI internet banking, go to the "Transfer" menu and select "Other BNI Account". Enter the LinkAja virtual account number (VA) as the destination account number. The VA number can be found in your LinkAja app under the "Top Up" menu. Enter the desired amount and transaction code (optional), then confirm the transaction. Your LinkAja balance will be updated immediately.
Top Up LinkAja via BNI ATMs
Step 1: Find a BNI ATM
If you don't have access to BNI mobile banking or internet banking, you can still top up your LinkAja account via BNI ATMs. Find the nearest BNI ATM and insert your ATM card.
Step 2: Select "Other Transactions"
After inserting your ATM card, select "Other Transactions" from the main menu.
Step 3: Select "Transfer"
Select "Transfer" from the list of options.
Step 4: Enter the LinkAja Virtual Account Number (VA)
Enter the LinkAja virtual account number (VA) as the destination account number. The VA number can be found in your LinkAja app under the "Top Up" menu.
Step 5: Enter the Desired Amount and Transaction Code (Optional)
Enter the desired amount and transaction code (optional), then confirm the transaction. Your LinkAja balance will be updated immediately.
Top Up LinkAja via BNI SMS Banking
Step 1: Register for BNI SMS Banking
If you prefer to use SMS banking, you can register for it by visiting any BNI branch. You'll need to bring your ID card, BNI account number, and a phone number that is registered with BNI. After registering, send an SMS to BNI's SMS banking number (3346) with the format: REG(spasi)(16-digit ATM card number)#(spasi)(6-digit PIN number).
Step 2: Link Your LinkAja Account
To link your LinkAja account to your BNI SMS banking, send an SMS to BNI's SMS banking number (3346) with the format: LINKA(spasi)(LinkAja phone number)(spasi)(BNI account number). The SMS must be sent from the phone number that is registered with BNI.
Step 3: Top Up Your LinkAja Account
To top up your LinkAja account via BNI SMS banking, send an SMS to BNI's SMS banking number (3346) with the format: TRF(spasi)(LinkAja VA number)(spasi)(amount)(spasi)(transaction code). The transaction code is optional. The SMS must be sent from the phone number that is registered with BNI.
In conclusion, topping up your LinkAja balance via BNI mobile banking is a quick and easy process. Whether you prefer using the mobile app, internet banking, ATM, or SMS banking, BNI has got you covered. By linking your LinkAja account to your BNI account, you can enjoy hassle-free transactions and manage your finances with ease.
| Method | Steps |
|---|---|
| BNI Mobile Banking | Register for BNI mobile banking, link your LinkAja account, top up your LinkAja account |
| BNI Internet Banking | Register for BNI internet banking, link your LinkAja account, top up your LinkAja account |
| BNI ATMs | Find a BNI ATM, select "Other Transactions", select "Transfer", enter the LinkAja virtual account number (VA), enter the desired amount and transaction code (optional) |
| BNI SMS Banking | Register for BNI SMS banking, link your LinkAja account, top up your LinkAja account |